Regulatory Announcements

Add-ons to risk weights depending on DSTI ratio and EIR

In order to curb risks related to increasing debt burden of households, the Bank of Russia Board of Directors decided to set the following add-ons to risk weights on unsecured consumer loans in rubles extended from 1 October 2019 depending on the borrower’s debt service to income ratio1 (DSTI ratio) and the effective interest rate (EIR).

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